Compare the top ten mortgages rates for the type of mortgage you are interested in.
For a list of all current mortgage rates look at Current Mortgage Rates.
Not sure what is best? Try the Mortgage Wizard to search for mortgage to suit you, or the Rate Beater can show you what you could save if you want to remortgage.
If the choice of mortgages seems too much or you can decide whether a fixed mortgage is better for you than a discounted mortgage or any other problems, then enter your contact deails on our Mortgage Enquiry page.
You will be contacted by a mortgage advisor who will help you through the process.
This service is free and without obligation.
Check with the advisor as to whether there may be charges if you apply for a mortgage - this will depend on the mortgage chosen and your circumstances.
Just choose which mortgage or remortgage type suits you best and view the top ten lowest rates from our mortgage tables below.
Product |
Description |
|
| Fixed Rates |
Mortgage interest rate payable will not change for the agreed period of the loan. |
Go |
| Discounted Rates |
Interest rate lower than the standard mortgage rate for the agreed period. |
Go |
| Remortgage |
A new mortgage your existing property, without moving house. |
Go |
| Flexible |
A mortgage that allows you to make overpayments in order to repay the mortgage early and potentially save money. |
Go |
| First Time Buyer |
Mortgages for buyers new to the market without previous mortgage history. |
Go |
| Buy To Let |
Mortgage suitable for buying property that you intend to rent for income rather than live in. |
Go |
| Capped Rates |
The interest rate charged will not exceed a specified during the agreed period, but can drop if interest rates drop. |
Go |
| 100% Mortgages |
Mortgaging or remortgaging without an spare equity - borrowing the full value of your property. |
Go |
| High Income Multipliers |
Mortgages where the income multiplies that exceed those normally applied. |
Go |
| Cashback Mortgages |
An incentive to the home buyer in the form of a payment made by the lender for a new mortgage / remortage. |
Go |
| Libor Rate |
A mortgage or remortgage charged at a given margin over the Interbank rate |
Go |
| CCJs Allowed |
These mortgages will accept mortgage applications from people with CCJs in certain circumstances. |
Go |
| Standard Variable Rates |
Mortgages that use the bank's standard lending rates that vary with the Bank Of England's base rate. |
Go |
| Current Account |
Mortgages that allows over and under payments, payment holidays and charges interest on a daily basis. |
Go |
| Expatriate |
Mortgage for those no longer living in the UK, but wishing to purchase property here. |
Go |
| Self Employed |
Mortgages for those working for themselves with either accountants or self certification of income. |
Go |
| Arrears Allowed |
Mortgages for borrowers that have previously missed or made late payments. |
Go |
| CAT |
A system whereby if a mortgage product conforms to rules set out by The Government it can use a CAT mark |
Go |
| Base Rate Trackers |
The mortgage interest rate follows the base rate plus a margin. |
Go |
