With access to everyday healthcare gaining increasing focus and costs continually rising - particularly for dental and optical - people are more and more choosing private health options. These provide access to healthcare for individuals and their families when they need it, rather than when they can afford it. One option available is a health cash plan a low cost plan which allows people to claim money back towards a range of healthcare costs such as dental, optical and physiotherapy. HSA health cash plans are designed to encourage people to take care of their day-to-day health, helping to prevent any unexpected health costs, which can crop up during the year