UK Current Account Mortgage and Remortage Rates Comparison Charts.

Compare today’s UK Current Account Mortgage and Remortage rates online.

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Once you've received a few offers, take the time to negotiate with lenders. Let them know that you have other options and that you're looking for a great deal. Mention their competitors so they know you're serious about your loan, and be prepared to walk away if the loan company won't give you the best rate. However, once you find a deal you like, ask the lender to "lock it in." Interest rates change daily, and locking it in guarantees that you still get a low rate even if rates soar the next week.

We are no longer displaying the mortgage charts for current account mortgages as we think the results they display are not always the best.

Mortgage charts can only display 'typical' mortgage rates and in some instances these might not be applicable to your circumstances.

To quickly and easily compare all current account mortgages that are relevant for your individual circumstances, use the form below to arrange for an advisor to call you free of charge and without obligation.

Current account mortgage work in a variety or ways, depending on your lender. But the overall aim is to allow you to either reduce the term of the mortgage or reduce the monthly repayments for that term. This is done by not earning interest on your savings. These mortgages are sometimes also known as offset mortgages - you offset savings against borrowings.

You might like to consider this type of mortgage if you have a lot of savings and / or a lot of seasonal income. Because of the flexibility, lenders do tend to charge slightly higher interest rates - but if the long term savings outweight the extra payments, the current account mortgage could be for you.

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