Compare Mortgage Rates.co.uk

This site provides you with the information you need on the 10,000 mortgage rates available from the UK's mortgage lenders. The site provides impartial and unbiased mortgage rate comparisons of mortgage rates available today without a hard sell.

It is no longer easy to compare mortgage rates at the drop of a hat. The rates displayed by lenders for a mortgage may vary depending on your circumstances. For example, one lender would only give their best rate to buyers with a 25% deposit. Those only able to make a 10% deposit had to pay an extra 0.2% interest.

Other personal circumstances will affect exactly which rate you are offered, making mortgage charts even more complicated. The best rate in a chart may not be applicable to you, a higher shown rate might actually be cheaper for your exact circumstances.

To ensure that you do get the best possible details and find the lowest mortgage rates available to you, it is best to speak to an independent advisor. Complete the form below and one will review your details and give you their honest opinion (for free) after they have searched the market for you.

If you want to search the quick and easy way - let someone do it for you, for free and without obligation! Fill in the form and a qualified mortgage advisor will be able to search the market for you and save you the worry and effort.

If you want to see what the different types of mortgages mean, for example the ever popular Fixed Mortgage Rates, or if you think mortgage rates could be coming down the Discounted Mortgage Rates, take a look at our explanations. These are clearly written definitions of what the mortgages should offer for you.

If you do decide to look elsewhere for tables, please remember that you are comparing typical mortgage rates - the actual rates available to you will depend on your circumstances. Also, not all rates may be available to you depending on your circumstances. If you are in need of some help or just need advice as to which rates are applicable to you, use the Help Form and a broker can be back in touch for free.

For more details about secured loans, unsecured loans and debt consolidation visit the loans page. Quotes for life insurance, home contents and building insurance from the UK's leading providers are available from the insurance page.

Think you have problems? Want a 100% mortgage, have previous bankruptcy history, CCJs, CVAs, arrears or other bad history? Want to buy in France or Spain? An advisor can call you back at a convenient time: mortgage help.

Trying to compare mortgage rates yourself can be a frightening and time consuming process. There's lots of choices and no guarantee that what you pick is the best product for you. Use the contact form below to have a mortgage broker get back to you and discuss what is relevant for your situation - it's free to talk! Or just jump straight to our Top Ten Mortgage Rates pages.

If you want to compare all mortgage rates in our easy to view tables, just Click Here.

If you have any questions about the mortgages on this site or would like a qualified mortgage advisor to contact you at your chosen time, via phone or email, use the help / phone me page.

Mortgage Rate News

13/6/2009 - Less mortgages for first time buyers
A report by moneysupermarket.com has shown that there are significantly less mortgages available for those only able to put down a 10% deposit on their future purchase, which often applies to first time buyers. Read

8/1/2009 - Record Low For Base Rates
To the horror of many savers, the Bank of England has once more cut the base rate. It now stands 0.5 percentage points below the previous all time low of 2%, being cut to just 1.5%. Read

5/12/2008 - Base Rate Chopped, More Expected
The Bank of England, as expected, has cut a whole percentage point off the base rate. But with expectations of further cuts to come, sterling is failing on the currency markets. Read

1/12/2008 - RBS Pledge on Arrears
RBS owner NatWest has announced that the RBS will be giving customers six months’ grace on arrears before starting repossession action. Read

1/12/2008 - Base Rate To 2%?
Economists are forecasting that the base rate will be cut by a whole 1% to just 2% on Thursday. Read

1/12/2008 - Mortgage Lending Crashes
Mortgage lending crashed by 70% in October, leaving lending at the second lowest ever record figure. Read

28/11/2008 - House Prices Fall 10%
The Land Registry has recorded a 10.1% annual drop in English and Welsh house prices, in the year ending in October. Read

21/11/2008 - Home Sales Rise
October has shown a slight increase in the number of house sales and mortgage completions over previous months. Read

21/11/2008 - 1.3m Homeowners Stuck
Around 1.3 million homeowners with interest only mortgages could be facing future financial problems. Read

12/11/2008 - Tracker Rates Rising
Experts have complained that Banks and Building Societies have put up rates on tracker mortgages, even though the Bank of England has dropped the base rate by a record amount. Read

*Depends on circumstances, rate chosen and broker used.

Compare Mortgage Rates From: All UK lenders.

Best Mortgage
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Fixed Rate Mortgage
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